Mudra kawach

A IPV BHARAT PROJECT'S INITIATIVE TO IMPROVE FINANCIAL STATUS OF EVERY INDIAN CITIZEN
Terms and Conditions for Financial Assistance by Mudra Kawach Trust

🌍 IPV ANSH – Units of IPV Bharat Project

(A Social Investment & National Security Participation Model under IPV Surakshaa Kawach Charitable Trust Reg. No. 2025/22/IV/1638)


🏁 1. Concept Overview

IPV ANSH is the unit-based social investment program of the IPV Bharat Project, designed to make every Indian a stakeholder in the nation’s social, economic, and security development.

Each “Ansh” (Unit) symbolizes the contribution of an Indian citizen towards 30 welfare missions — including Rozgar Kawach, Medical Kawach, Shiksha Kawach, Vyapar Kawach, Jal Kawach, and more.

Mission: “Every Indian – A Social Investor for a Secure Bharat.”


💎 2. Objectives

  1. Build a people-driven social investment network across India.

  2. Strengthen the 30 security and development sections of IPV Bharat.

  3. Empower every Indian to become a promoter, leader, and contributor.

  4. Maintain complete transparency, traceability, and recognition.

  5. Develop a long-term, sustainable revenue-sharing system that supports both the trust and its active members.


📦 3. Unit Structure

Category Unit Value Description Target Group
Basic ANSH ₹100 Entry-level social contribution Individuals / Youth
Silver ANSH ₹1,000 Mid-level participation Families / Traders
Gold ANSH ₹10,000 Section-based contribution Businesses / NGOs
Platinum ANSH ₹1,00,000 Multi-project contribution Corporate / CSR donors

Each contributor receives:

  • Digital Certificate of Contribution

  • Online Impact Tracking Access


📜 4. Key Features

✅ 100% Transparency and Auditability
✅ Digital Registration and Certificates
✅ 80G, 12A, MSME & CSR Certified Trust
✅ Recognition & Promotion Opportunities
✅ Income and Social Impact both together


⚙️ 5. Implementation Plan

Phase 1: Enrollment

  • Launch awareness campaigns via digital media, volunteers, and local events.

  • Enable registration via the website.

Phase 2: Verification

  • All payments go directly to the Trust Account.

  • The system automatically generates a certificate and a receipt for the contributor.

Phase 3: Utilisation

Funds from ANSH sales go to welfare activities under 29 IPV Bharat sections like:
Rozgar Kawach, Medical Kawach, Shiksha Kawach, Jal Kawach, Vyapar Kawach, etc.

Phase 4: Transparency

  • Dashboard for members and contributors to see fund usage reports.

  • Quarterly updates on website and social media.


💼 6. Sales & Commission Structure (Unified Model)

All registered members earn 10% commission on direct ANSH sales.

Sale Type Commission Payment Mode Frequency
Direct ANSH Sales 10% Bank/UPI Weekly (within 7 days)

🧩 Example:
If a member sells ₹1,00,000 worth of ANSH, the commission is ₹10,000.


🚀 7. Promotion Plan

To ensure growth and leadership, a clear Promotion Hierarchy applies:

Level Qualification Title Role / Responsibility
Member Joins and begins selling ANSH units Entry Level Promotes and sells ANSH units to the public
Pincode Member Completes 100 verified ANSH sales or referrals Area Promoter Promotes sales and builds a small local team
Pincode Incharge Builds and manages 5 active Pincode Members in the same area Regional Coordinator Oversees promotion, awareness & revenue in the entire pincode region

💰 8. Detailed Revenue & Commission Flow

🧩 Level 1 – Member

  • 10% commission on their direct ANSH sales.

  • Encouraged to build a small team and reach 100 sales for promotion.


🧩 Level 2 – Pincode Member

  • 10% direct commission on personal sales.

  • 10% override commission on the total business revenue of their team (members registered under their code).

Type Commission Description
Direct Sales 10% Own sales revenue
Team Business 10% On the team’s total business revenue

🧩 Example:
Team under a Pincode Member sells ₹2,00,000 in ANSH units.
→ Team Override = ₹20,000
If their own sales = ₹50,000, they earn another ₹5,000.
Total = ₹25,000


🧩 Level 3 – Pincode Incharge

This is a Leadership and Regional Role, ensuring continued promotion and trust revenue growth.

Type Earning Description
Direct Sales 10% On personal ANSH sales
Team Override 10% On the business of the direct team (Pincode Members)
Regional Share 5% of Total Trust Revenue from the Pincode Area (including all income sources) Long-term income to encourage local development and full area responsibility

🧩 Example:

  • Total revenue (including ANSH + other project income) from one Pincode = ₹10,00,000

  • Pincode Incharge earns ₹50,000 (5%) as their leadership share.

  • If their team’s ANSH business adds ₹3,00,000 → another ₹30,000 (10%).

  • Plus their own direct sales ₹50,000 → ₹5,000 (10%).
    Total earning = ₹85,000 from that cycle.

This structure ensures:

  • Personal effort is rewarded

  • Team performance is encouraged

  • Area growth benefits everyone


💻 9. Digital Tracking System

Every member has access to:

  • Sales tracking dashboard

  • Real-time team performance

  • Commission & revenue report

  • Promotion status updates

The system automatically calculates:

  • Direct sales

  • Team revenue

  • Total area revenue (for Incharge)

  • Weekly commission payout


🤝 10. Community Development & Leadership Role

  • Weekly digital training sessions for Members & Pincode Members.

  • Monthly online meeting for Pincode Incharges with the central committee.

  • Annual “IPV Bharat Leadership Summit” for top-performing leaders.

  • Public recognition and certificates for social leadership.


🔒 11. Transparency & Legal Compliance

  • All income through official bank / UPI to IPV Surakshaa Kawach Charitable Trust (Reg. No. 1652/2019).

  • Fully compliant with 80G, 12A, CSR, and MSME standards.

  • No cash handling by members.

  • Automated digital receipts & audits.

  • Quarterly transparency reports for all Pincode regions.


🌱 12. Example Workflow

Case:
1️⃣ Ankit joins as Member → sells ₹1,00,000 ANSH → earns ₹10,000.
2️⃣ Becomes Pincode Member after 100 sales → builds a 10-member team → team sales ₹3,00,000 → earns ₹30,000 override.
3️⃣ Later promoted as Pincode Incharge → Total Trust Revenue from his Pincode ₹12,00,000 → gets ₹60,000 (5% share) + ₹35,000 (his sales & team).
Total Income: ₹95,000 + Recognition as Local Leader.


🌍 13. Expected Impact

  1. 1 crore citizens owning ANSH = ₹100 crore for welfare.

  2. Over 10,000 active Members and 1,000 Pincode Incharges across Bharat.

  3. Direct and indirect employment through social business.

  4. Long-term sustainability of all 29 national projects.

  5. A structured social entrepreneurship model under charitable compliance.


14. Slogans

  • “Ek Ansh Bharat Ka – Har Dil Se Judaa.”

  • “Sell ANSH, Serve Bharat.”

  • “Be a Member. Grow to Incharge. Lead Your Area.”

  • “Har Bharatiya Banega Desh Ka Sahyogi.”

 

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